Nityanta · 4BHK Luxury Apartments in Vesu, SuratThe Spectacular Architectural Design of Royalty
Experience the enchantment of NITYANTA, where elegance meets the mesmerizing beauty of the night.
GujRERA Reg. No. PR/GJ/SURAT/SURAT CITY/Surat Municipal Corporation/RAA13516/160524/310327
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Shreemhari Infra LLP, Near Greenland Bungalows, Vesu Canal Road, Surat 395007
Premium and Trusted Real Estate Company
Welcome to Nityanta, where luxurious living takes center stage. Our exclusive collection of 4BHK luxury flats embodies elegance and sophistication, designed for those who seek an extraordinary lifestyle.
Features You'll Get
Amenities
At Nityanta, we understand that amenities are central to a luxurious lifestyle. Our state-of-the-art facilities are tailored to enhance your living experience, ensuring comfort and convenience at every turn. From a high-tech gymnasium and a serene swimming pool to a dedicated children's play area and lush landscaped gardens, every feature is designed to cater to your needs and desires.
Are you interested in NITYANTA?
From lush landscapes to state-of-the-art amenities, experience what it means to live in opulence.
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Area Insights
Nityanta by Shreemhari, Vesu Canal Road, near Greenland Bungalows, Vesu, Surat, Gujarat 395007
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Home Loan EMI Calculator
Calculate the monthly EMI for your 4BHK home at Nityanta, Vesu, Surat, using current home loan interest rates from India's leading banks.
- Principal
- ₹0
- Total interest
- ₹0
- Total amount payable
- ₹0
Year-by-year repayment schedule
| Year | Principal | Interest | Balance |
|---|
Home loan documents and lender terms
LIC Housing Financefrom 7.15%
- Terms (MITC): not published onlineAsk the branch for the MITC.
- Documents listSee the Home Loan Documents section.
- Property details form (PDF)Full application is online: leads.lichousing.com
Bank of Barodafrom 7.20%
- Terms (MITC)MITC section on the home loan page.
- Documents listSee the Documents section.
- Application formSee Home Loan - Application Form on the Download Forms page.
State Bank of India (SBI)from 7.25%
- Terms (MITC, PDF)
- Documents listSee Documents Required.
- Application form (PDF)
Union Bank of Indiafrom 7.40%
- Terms (MITC): not published onlineTerms are in the application form.
- Documents list
- Application form (Gujarati PDF)Other languages and online apply: homeloan.unionbankofindia.bank.in
HDFC Bankfrom 7.45%
Punjab National Bankfrom 7.45%
- Terms (MITC)MITC is part of the application form.
- Documents checklistSee Checklist (House Loan).
- Application form (PDF)
Bajaj Housing Financefrom 7.45%
- Terms (MITC, PDF)
- Documents list
- Apply onlineNo PDF form; online only.
Axis Bankfrom 7.55%
- Loan agreement terms (PDF)
- Documents checklist (PDF)
- Apply onlineNo PDF form; online only.
Kotak Mahindra Bankfrom 7.60%
- Terms (MITC)MITC is part of the application form.
- Documents list
- Application form (PDF)
ICICI Bankfrom 7.70%
- Loan agreement termsSee the home loan facility agreement in the Form Center.
- Documents list
- Application formSee the home loan application form in the Form Center.
Documents most lenders ask for
Everyone
- Filled application form with 2 to 3 photos
- PAN card
- ID and address proof: Aadhaar, passport, voter ID or driving licence
- 6 months of bank statements
- Statements of any existing loans
- Proof of your own contribution (down payment)
Salaried
- Last 3 months' salary slips
- Form 16 or ITR for the last 2 years
- Bank statement showing salary credits
- Appointment letter if in the job under 1 year
Self-employed
- ITR with income computation for 2 to 3 years
- CA-audited balance sheet and P&L for 2 to 3 years
- Business proof: GST, shop licence or registration
- 12 months of business current-account statements
- Partnership deed or company papers, if any
Property (Nityanta)
- Allotment letter from Shreemhari Infra LLP
- Registered agreement for sale
- Cost sheet and payment receipts
- Approved building plan and RERA registration
- Builder NOC (we provide this)
Links go to each lender's official website. Details pulled on 6 November 2026 and checked weekly. Lenders may update their documents at any time, so please confirm with the lender before applying.
Rates are the lowest advertised "starting from" home loan rates published by each lender, as on 6 November 2026. Your actual rate depends on your credit score, income and loan amount, and lenders change rates when the RBI repo rate moves. This calculator is for illustration only and is not a loan offer.
Home loan EMI questions
How is home loan EMI calculated?
EMI = P × r × (1 + r)^n ÷ ((1 + r)^n − 1), where P is the loan amount, r is the monthly interest rate (annual rate ÷ 12 ÷ 100) and n is the number of monthly instalments. The calculator above does this for you.
What is the EMI on a ₹1.5 crore home loan?
At 7.25% a year for 20 years, the EMI on a ₹1.5 crore home loan is about ₹1,18,556 a month. Total interest over 20 years is about ₹1.35 crore.
What is the EMI on a ₹1 crore home loan for 20 years?
At 7.25% a year, the EMI on a ₹1 crore home loan for 20 years is about ₹79,038 a month. At ₹2 crore it is about ₹1,58,075 a month.
What are current home loan interest rates in India?
As on 6 November 2026, advertised starting rates range from about 7.15% (LIC Housing Finance) to 7.70% (ICICI Bank), with SBI from 7.25% and HDFC Bank from 7.45%. Your rate depends on your credit score, income and loan amount.
Which documents are needed for a home loan?
Most lenders ask for PAN, Aadhaar or other ID and address proof, 6 months of bank statements and income proof (salary slips and Form 16 for salaried applicants, or 2 to 3 years of ITR and audited accounts for self-employed applicants), plus property papers such as the allotment letter, agreement for sale and RERA registration.
Can I get a home loan for a flat at Nityanta in Vesu, Surat?
Yes. Nityanta is a 4BHK residential project by Shreemhari Infra LLP in Vesu, Surat. Call +91 87990 16990 for help with home loan documents and the builder's papers.